Republicans are planning big changes to student loans and financial aid

Contributing sentiments towards policy:

52% : Because of the way payments increase with income, there's a chance some borrowers may end up losing money if they get a small raise, because their payment could theoretically go up more than their earnings -- the sort of phenomenon income tax brackets, for instance, are designed to avoid.
51% : Fishman said she was worried that the combined changes would lead to more "stratification" in higher education.
50% : "I have no idea what it's going to do," said Rachel Fishman, director of higher education at the think tank New America.
50% : The idea, which has kicked around Washington policy circles for a while, is intended to create more accountability in higher education without singling out for-profit colleges.
46% : The proposal would terminate SAVE, PAYE, and REPAYE and transfer them into the existing Income-Based Repayment plan, with monthly payments set at 15% of discretionary income, and offer forgiveness after 20 years for undergraduate debt and 25 years for graduate student loans.

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