Can I Switch My Social Security Benefit to a Spousal Benefit?

Contributing sentiments towards policy:

60% : The benefit is based on their spouse's contributions to Social Security and is capped at 50% of their benefit amount at full retirement age.
58% : If you're already taking Social Security, you might be wondering if it's possible to switch to a spousal benefit later.
56% : As a general rule of thumb, the longer you can delay filing for Social Security the better, as it can result in a larger benefit amount.
55% : Taking Social Security at age 62 will reduce your benefit amount, below the amount you'd be entitled to if you had waited until you reached full retirement age.
54% : On the other hand, if you don't have sufficient savings and investments then you might need the additional income that Social Security can provide sooner rather than later.

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